Frank Huttlinger

Frank Huttlinger is Vice President and Relationship Manager in Wells Fargo's Real Estate Managed Assets Group. He has been with Wells Fargo for 19 years primarily in the commercial loan workout group. His responsibilities have included CMBS underwriting and management and disposition of middle market problem loans- CMBS special servicing, held for sale, acquisition, and balance sheet loans.

Mr. Huttlinger has worked all types of loans- secured, unsecured, balance sheet, off balance sheet, participated, recourse and non recourse; and all types of collateral from coast to coast- multi family, office, retail, industrial, hotel, condominium conversions, SFR construction, land and others. Defaulted loan situations have run the gamut from routine cash flow problems to over building into a recession, tenant consolidations (retailers, grocery stores), borrower fraud, participation issues with lenders, bankrupt borrowers (tenants and guarantors), receiverships, environmental issues and the resolution of assets when the bank refuses to ever take title. Mr. Huttlinger recalls the challenges of finding qualified receivers in outlying areas in the years before Trigild established its nationwide network.

Prior to joining Wells Fargo, Mr. Huttlinger saw action as a regulator. In the late 1980s, he held a front row seat for the S&L melt down as Supervisory Analyst in the Special Surveillance Department of the 11th District office of the Office of Thrift Supervision (formerly the FHLB- SF), San Francisco. The Special Surveillance Department was tasked with the supervision of under-capitalized savings banks. In many cases the banks were put in receivership and managed through the Management Consignment Program (MCP) until bailout funds were made available to cover closure costs. Huttlinger was the liaison with MCP Boards of Directors and responsible for the review and recommendation of a wide variety of workout transactions. Mr. Huttlinger also worked problem loans at Great American Savings and received his commercial loan training at Bank of America in the San Francisco bay area.

Mr. Huttlinger has a BA degree in Economics from San Diego State University. He is also a graduate of the Pacific Coast Banking School at the University of Washington.